Allocations in Stocks, Bonds, Silver, Gold, Cash

CDs or Savings Bonds should be popular this year

Maybe you survived 2022 without taking too big a hit, but many people, especially those in managed IRAs or 401(k) funds, took severe losses on the year. The worst things to own in 2022 were tech stocks, the NASDAQ’s 34% beating was better than only two other asset classes, British Gilts and the MOEX (Russian stock market).

Among the winners were the CRB …